Privacy Policy

This policy explains what data is collected when you visit netmoneylab.com, how it is used and what your rights are.

Who is responsible

The site is operated by NetMoneyLab, edited by Clóvis Eduardo Escarabelin, from Brazil. For any privacy matter, email contato@netmoneylab.com.

What we collect

NetMoneyLab does not require an account and does not ask for personal data to read our content. While you browse, some information is collected automatically:

Browsing data: pages visited, reading time, device type, browser, language and approximate location (city or region), collected through cookies and similar tools.
Data you send us: if you email us, we will have your address and the content of your message.

How we use it

To measure our audience and understand which content is most useful (Google Analytics 4).
To show ads that keep the site free (Google AdSense).
To count clicks on affiliate links, in aggregate, without identifying you.
To reply to your messages.
To keep the site secure and working properly.

On your first visit, the site shows a cookie notice. We use Google Consent Mode: until you respond, or if you decline, Google Analytics and AdSense are told they may not use cookies to personalize ads. Your choice is stored in your browser. See our Cookie Policy.

This site shows ads from Google AdSense. Please note:

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
Google’s use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the internet.
You may opt out of personalized advertising in Google Ads Settings. You can also opt out of third-party vendors’ cookies at www.aboutads.info.

Learn more about how Google uses cookies in advertising and how Google uses data from partner sites.

We do not sell personal data. Browsing information is processed by the Google services mentioned above under Google’s own privacy policies, which may involve transfers to other countries. We may also share data when required by law.

Your rights

You may at any time ask us to confirm whether we process your data, and to access, correct or delete it, or withdraw your consent. Email contato@netmoneylab.com. You can also manage cookies in your browser and change your choice in the site’s cookie notice.

California residents. Under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), you have the right to know what personal information is collected about you, to request its deletion or correction, and to opt out of the “sale” or “sharing” of personal information for cross-context behavioral advertising. We do not sell personal information for money. To opt out of personalized ads, decline personalization in our cookie notice or use the Google settings above. We will not treat you differently for exercising these rights.

Brazilian visitors also have the rights set out in Brazil’s data protection law (LGPD, Law 13,709/2018), described in the Portuguese version of this policy.

Security and retention

The site uses an encrypted connection (HTTPS) and has no forms that store personal data. Emails are kept only as long as needed to reply and keep a record of the conversation.

Changes

This policy may be updated. The date of the latest version is shown at the top of the page.